External Commercial Borrowings - Prepayment

 

AP (DIR Series) (2002-2003) Circular No. 8, dated 5-8-2002

External Commercial Borrowings - Prepayment

Authorised dealers are aware that prepayment of External Commercial Borrowings (ECBs) require prior approval of the Reserve Bank and the Bank considers such applications under the following categories :

a.         Where the amount of prepayment of ECB is fully matched by way of inflow of foreign exchange in form of foreign equity in the applicant company.

b.         Where the prepayment of ECB is being made out of the balance held in the EEFC account of the borrower.

c.         Prepayment of ECB to the extent of 10% of the outstanding loan, once during the entire currency of the loan.

    d.         Prepayment of ECB where the residual maturity of the loan does not exceed 1 year.

 

2.         It has now been decided to introduce an ‘Automatic Route’ for prepayment of External Commercial Borrowings (ECBs) for a limited period up to March 31, 2003. The automatic route will be available only to borrowers who have complied with all the relevant Acts, Guidelines, Rules, Regulations and/or conditions, if any, of the Government/RBI while availing of the ECB. The eligible borrowers may avail the automatic route of prepayment of ECBs without prior permission of Reserve Bank subject to following conditions :—

    i.          Prepayment of ECBs falling under categories (a) & (b) above, without any limit.

ii.         Prepayment of an amount not exceeding USD 50 million for ECBs falling under categories (c) & (d) above.

iii.        Prepayment up to USD 50 million in aggregate would be available under (ii) above [each for categories (c) & (d)] during the currency of the scheme.

 

3.         Applications for prepayment of amount exceeding USD 50 million falling under categories (c) & (d) above and all prepayments of ECBs not covered by the Automatic Route shall continue to require prior approval of the Reserve Bank.

 

4.         Accordingly, designated branches of authorised dealers may allow remittances for prepayment of ECBs upto March 31, 2003, after obtaining a certificate from the company secretary/auditors of the applicant, indicating that the borrower—

    i.          is eligible for prepayment under Automatic Route,

ii.         has availed and utilised the loan in accordance with all relevant Acts, RBI/Government Rules, Regulations and Guidelines, and

iii.        has submitted all the ECB-2 Returns to the concerned regional office of the Reserve Bank.

 

5.         The authorised dealers shall forward a report in Form ECB-PAR (Format enclosed) within 7 days of the remittance, to the Chief General Manager, Exchange Control Department, ECB Division, Central Office, Reserve Bank of India, Fort, Mumbai - 400 001.

 

6.         It is clarified that the facility under the Automatic Route for prepayment of ECBs as contained in this circular, will be available upto March 31st, 2003. A circular will be issued on or before that date in case the scheme is extended for a further period.

 

7.         Authorised Dealers may bring the contents of the circular to the notice of their constituents concerned.

 

8.         The directions contained in this circular have been issued under section 10(4) and section 11(1) of the Foreign Exchange Management Act, 1999 (42 of 1999).