SELECTIVE CREDIT CONTROL HOUSING FINANCE

 

Ø      Housing Loan Scheme of Commercial Banks

Ø      Housing Loan Scheme as Applicable to General Public

Ø      Purpose of Advance

Ø      Eligible Persons

Ø      Quantum of Loan

Ø      Margin Requirements

Ø      Rate of Interest

Ø      Processing. Fee and Other Charges

Ø      Security

Ø      Disbursement of Loan

Ø      Repayment of Loan

Ø      Insurance

Ø      Other Terms and Conditions

Ø      Supplementary Finance

Ø      Bank Finance for Purchase of Plot

Ø      How to choose between floating‑rate and fixed‑rate loans

Ø      Advances to Institutions/Public Agencies etc.

Ø      Term Loans to Housing Finance Institutions

Ø      Lending to Housing Boards & Other Agencies

Ø      Financing for Land Acquisition

Ø      Term Loans to Private Builders

Ø      Lending to Housing Intermediary Agencies

Ø      Opening of Specialised Housing Finance Branches

Ø      Housing loans from Other Agencies/Institutions