There are two important development agencies constituted at which
provide financial assistance for setting up of industrial project small and
medium‑scale sector. These institutions also part modernisation, expansion
and diversification programmes of existing units. The area of operation of
these state level institutions is limited respective state.
STATE FINANCIAL
CORPORATIONS (SFCs)
State Financial Corporations have been established under the Financial
Corporation Act, 1951. At present there are 18 SFCs operating states as per
list given in Appendix 9.I State Financial Corporation,, provide long‑term
finance for setting up of the smaller projects within their region.
The State Financial Corporations (SFCs), operating as development are
state‑level financial institutions, playing a crucial role in the level
small and medium enterprises in the states
in tandem with the national
The SFCs provide financial assistance by way of term loan, subscription
to equity/debentures, guarantees, discounting of bills of and seed/special
capital. The SFCs operate a number of schemes of and equity type assistance on
behalf of IDBI/SIDBI, in addition to the schemes for artisans, and special
target groups such as SC/ST, women, ex-servicemen and physically handicapped.
The SFCs (Amendment)
Act, 2000 which became effective in 2000, provide greater flexibility to the
SFCs to cope with the challenges by the deregulated financial system.
STATE INDUSTRIAL
DEVELOPMENT CORPORATIONS (SIDCs)
The State Industrial Development Corporations (SIDCs) were c under the
Companies Act, 1956 as wholly owned undertakings of the governments with the
specific objectives of promoting and developing and large industries in their
respective states/union territories. These cc extend financial assistance in
the form of rupee loans, underwriting subscriptions to shares/debentures,
guarantees, inter‑corporate de also opens letters of credit on behalf of
its borrowers. SIDCs undertake of promotional activities including preparation
of feasibility reports, conducting industrial potential, surveys
entrepreneurship training & development programmes and developing
industrial areas/estates. Some SIDCs also offer a package of developmental
services that include technical guidance, assistance in plant location and co‑ordination
with other agencies. With a view to providing
infrastructural facilities for the establishment of industrial units,
SIDCs are involved in the setting up of
industrial growth centres. To keep pace with the hanging economic environment,
SIDCs have initiated various measures to expand the scope of their activities
and have entered into various fee‑based activities.
Of the various SIDCs in the country, those in Andaman & Nicobar,
Arunachal Pradesh, Daman & Diu and Dadra & Nagar Haveli, Goa, Manipur,
Meglalaya, Mizoram, Nagaland, Tripura, Pondicherry and Sikkim also act as SFCs
to provide assistance to small and medium enterprises and act as promotional
agencies for this sector.
State Industrial Development Corporation operate at slightly higher level than SFCs though these institutions are also primarily working as development banks promoting industrial projects in small and medium scale. A list of SIDCs given in Appendix 9.II.
SFCs/SIDCs do not generally have large resources to meet the growing
demand of industry within their regions. They raise resources by issue of share
capital, issue of bonds and debenture guaranteed by State Governments. Additional
resource are raised by accepting deposits from public and by borrowings from State Governments
Other main resource available to
these state level institutions is refinance from Industrial Development Bank of India/Small Industries
Development Bank of India.
Liberal refinance facilities ranging from 75% to 100% of the loans
granted by these institutions to various borrowers under different schemes are
available. The funds thus available from IDBI/SIDBI help these institutions to play
an effective development role in promoting industries within their regions.
Small Industrial Development Bank of India provides refinance under two
different schemes knowing as normal scheme and automatic refinance scheme.
Automatic refinance scheme is applicable to loans granted for smaller projects
and for composite loans to SC/ST and physically handicapped entrepreneurs etc.
Individual approval of each project under the automatic scheme is not required.
Under the normal scheme, each project is required to he approved from SIDBI for
availing refinance.
IDBI/SIDBI have set out guidelines for these institutions under
different schemes and SFCs/SIDCs have to disburse the facilities to the
borrowers of the terms and conditions as stipulated in these guidelines. These
guideline are, however, quite flexible and allow almost a free hand to these
state level institutions to deal with their customers.
An important point, however, be noted here that the intending borrower
have to deal only with primary lending institutions who will be completing the
detailed appraisal of the project and sanctioning financial assistance for the
project. These institutions will be then taking up the matter of refinance from
IDBI/SIDBI on their own. It, therefore, does not make any difference, a least
operationally, to the borrowers whether refinance against a particular project
is obtained by the lending institution(s) or not.
SFCs and SIDCs confine their activities in promoting the industrial
projects in small‑scale and medium‑scale sectors and projects
costing up to Rs. 10 crore can normally be financed by these institutions.
Projects where cost exceeds Rs. 10 crore are required to approach all India
institutions for financial assistance.
The term loans sanctioned by SFCs were restricted to Rs. 90 lacs
previously but now the assistance has been enhanced. In the case of Limited
Companies, either Private or Public, SFCs can assist in the form of Term Loans
upto Rs 240 lacs while in the case of proprietary concerns o partnership concerns,
the limit is Rs. 120 lacs.
SIDCs can expose themselves to a bigger limit and accordingly can grant term loans upto Rs. 250 lacs. The assistance may be for a new
project and also for diversification, modernisation and expansion of existing
units, which are doing well. On a selective basis, SIDCs can provide assistance
upto Rs 400 facs also.
SFCs and SIDCs avail refinance from IDBI and the limits are as under:
SFCs ‑ Rs. 90 lakh
SIDCs ‑ Rs. 150 lakh
The cost of project of the assisted unit should not exceed Rs. 5 crore
and it should be medium scale industrial unit.
The facility of line of credit (LOC) is also available to SFCs/SIDCs
from IDBI and the limits are as under
SFCs ‑ Rs. 150 lakh
SIDCs ‑ Rs. 250 lakh
(65% of above mentioned amount)
If the units, under medium scale industry is assisted by SFCs, the COP
should not exceed Rs. 500 lakh and if the assistance is through SIDCs, the COP
should not exceed 10 crore.
As stated earlier the promoter has to submit the loan application along
with project report and other relevant papers directly to concerned SFC/SIDC.
The application form has not been standardised and must be obtained from the
concerned SFC/SIDC. The application form will, however, not be materially
different than the common loan application form adopted by all India financial
institutions and promoter can visualise with confidence the type of information
that would normally be required to complete the application form.
The detailed appraisal of the project with also likewise be carried by
the concerned institutions almost in the same manner and the viability of the
project will be critically examined from all aspects. The norms of debt equity
ratio, promoter's contribution etc. is equally applicable in these cases as
well. Processing of application would, therefore, not be in a different manner
and the promoter must ensure that relevant information must be provided in the
first instance itself so that the project stands scrutiny and is approved.
After the project has been approved, a letter of sanction will be issued by the
lending institution and documentation will have to be completed as per its
requirement.
Besides financial assistance by way of loans, SFCs/SIDCs also grant the
following types of facilities to the project financed by them
(i) Underwriting of
shares/debentures.
(ii) Guarantees including
deferred payment guarantees.
Application for sanctioning of the above facilities may also be made
simultaneously along with the loan application so that a package approval may
granted by the financial institutions.
Salient features of important lending schemes which are common to both
SFCs and SIDCs are given in the following paragraphs.
The primary objective of State level financial institution is to help
setting p of small‑scale industrial units in their respective regions.
Preferential treatment would be given by these institutions to grant assistance
to small‑scale units on liberal terms. The general terms and conditions
of financial assistance under the above schemes are as under :
Quantum of assistance : No minimum or maximum quantum of
assistance has been stipulated except the upper ceilings as already discussed which are not relevant in case of
small‑scale units.
Debt‑Equity ratio: A debt‑equity ratio of upto 2: 1 may be approved under he scheme.
Promoter's contribution : A minimum promoter's contribution ranging from 10% to 25% depending upon
the location of project and category of entrepreneur has been prescribed under
the scheme.
Repayment period : The repayment period is fixed after taking into consideration the
profitability and debt service capacity of the project. No repayment period is
normally fixed beyond 10 years.
Rates of Interest : The rates are subject to
revision from time to time and correct information in this regard must be
obtained from respective SFCs/SIDCs.
For loans up to Rs. 5.00 lacs Nil
For other projects 1%
p.a.
The commitment charges are payable only after 12 months from the date
sanction has expired. It may be added that rates of interest and other terms
conditions of sanction including rates of commitment charges may vary from
state to state and exact‑position should be ascertained from respective
SFC/SIDC.
The terms and conditions of term loans sanctioned to medium‑scale
units are as under:
Quantum of assistance:
No minimum or maximum amount of assistance has been stipulated except
the upper ceiling of the term loan that can be grant by concerned state level
institution.
Debt Equity ratio: The debt equity ratio is generally permitted in the region of 1.5 : 1
but not normally allowed to exceed 2 : 1.
Promoter's contribution: A minimum promoter's contribution rang from 10% to 25% depending upon
the location of the project and category entrepreneur has been prescribed under
the scheme.
Repayment period: The maximum repayment period is permitted upto years. The repayment
period is, however, fixed on case to case basis depending upon the
profitability and debt service capacity of the project.
Rates of Interest: To be ascertained from respective SFCs/SIDCs
Commitment Charges: Commitment charges at the rate
of 1 % p.a. payable. However, the commitment charges are levied after allowing
initial grace period of 6 months from the date of sanction.
It may be added here that rates of interest and other terms and
condition including rates of commitment charges may vary from State to State
and exact position has to be ascertained from respective SFC/SIDC.
Andaman & Nicobar Islands Industrial
Development Corporation (ANIIDCO)
ANIIDCO is a state
financial corporation providing financial assistance under following schemes :
(1) Loan to tiny and
cottage industrial projects.
(2) General Scheme
(3) Credit Guarantee
Scheme
The corporation
provides Term Loan Assistance under the following schemes:
1) Term Loan
2) Medium Term Loan
3) Short Term Loan
4) Loans Acquiring Pre‑existing Productive (LAPPA)
5) Equity Participation
6) Bill Discounting Scheme
o
Assistance to the companies for meeting gaps in
working capital
o
Discounting of LC bills
o
Discounting of capital goods bills
o
Rediscounting of bills discounted by NBFCs.
Schemes of assistance
are as under:
1) Long term loan
2) Foreign currency loan under
World Bank Credit (not in operation for the time being)
3) Loan in collaboration with
other financial institutions
4) Soft loan on equity
participation under special capital scheme
5) Underwriting of issue of
stock, shares by industrial concerns
6) Deferred payment guarantee
7) Technical and medical graduate
scheme
8) Loan for schedule
caste/schedule tribe entrepreneurs
9) Modernisation Scheme.
Special Schemes of Assistance of the Corporation are as under:
1) Scheme for technical
entrepreneurs and medical graduates
2) Composite Loan Scheme
3) Seed Capital Scheme
4) Special Capital Scheme
5) Small Loan Scheme
6) Equipment Finance Scheme
7) Modernisation Scheme
8) Scheme for SCIST entrepreneurs
9) Single Window scheme for fixed
and working capital
Bihar State Financial Corporation
The Corporation provides assistance in the form of term loan, deferred
payment guarantee and underwriting of public issue of shares. The purpose of
given by the corporation is for acquisition of fixed assets only in the form of land, building, machinery etc. for
setting up of new industrial
units or for expansion modernisation, diversification or rehabilitation of
existing units.
The corporation advances loans to small and medium scale industries
which are technically feasible and financially viable. The projects may be set
up Delhi or Chandigarh and promoted as
public limited company, private limited company, co‑operative society,
partnership units or proprietorship units. For financing medium scale industry
in Delhi, a clearance is required from Delhi Administration. The Project for
loan assistance should be in accordance with the Industrial Policy of
Delhi/Chandigarh as the case may be.
Loan assistance is provided for creation of fixed assets such as
purchase land, construction of building thereon and purchase of plant &
machinery, World Bank loans are also provided for the import of machinery.
Loans are provided for:
‑ Setting up a new
industrial project,
‑ Renovation of
existing plant & machinery,
‑ Expansion or diversification,
‑ Shifting of
existing unit from non‑conforming to conforming areas
Loans are granted to the industries which are generally engaged or
propose to be engaged in any of the following industrial activities:
(1) Manufacture, preservation
or processing of goods.
(2) Hotel Industries
(3) Maintenance, repair,
testing or servicing of machinery of any description
(4) Assembling, repairing or
packing any article with the aid of machine & power.
(5) Providing special or
technical knowledge or other services for the promotion of industrial growth
GOA.
EDC LTD.
EDC Ltd. operates
following schemes of financial assistance:
(1) General term loan
(2) Equipment Finance Scheme
(3) Acquisition of DG Set
(4) Pollution Control Equipments
(5) Acquisition of Computers
(6) Quality Control facilities
(7) Indigenisation or import substitution
(8) Mfg. and installation of renewable
energy/energy savings systems
(9) Hotels/restaurant projects
(10) Tourism related activities
(11) Hospitals/Nursing Homes
(12) Acquisition of electro medical and other
equipments
(13) Scheme for qualified professionals
(14) National equity fund scheme
(15) Mahila Udyam Nidhi Scheme
(16) Single Window Scheme
(17) Scheme for marketing organisation.
Gujarat Industrial Investment Corporation
Ltd.
Various
schemes of assistance provided by the Corporation are as under:
(1)
Mini/Computer loan Scheme
(2)
New Entrepreneurs Scheme
(3)
Scheme for Doctors
(4)
Scheme for Hospital/Nursing Homes
(5)
Scheme of SC/ST Entrepreneurs
(6)
Single Window Scheme
(7)
Scheme of quality control
facilities
(8)
Scheme of Ex‑servicemen
(9)
Scheme of Women Entrepreneurs
(10)
Scheme for Hotels
(11)
Integrated finance/Advance Scheme
(12)
General Scheme
(13)
Captive Power Units Scheme
(14)
Special Captive Scheme
(15)
Seed Capital Scheme
(16)
Equipment Finance Scheme
(17)
Concessional Assistance in Backward
districts
(18) Assistance to a group of entrepreneurs in
unbanked rural areas
(19) Modernisation Scheme
(20) Foreign Exchange Loan Scheme
The Haryana Financial Corporation provides financial assistance to industrial concerns and others through its following Schemes.
(1) Term Loans
(2) Equipment Refinance Scheme
(3) National Equity Fund Scheme
(4) Technology Development and Modernisation
Scheme
(5) Technology Upgradation Fund Scheme for
Textile Industry
(5)
Scheme for Financing Vocational Training
Institute
(6)
Scheme for Commercial‑Complexes, Sales
Outlets, Departmental, & Shopping Malls
(7)
Scheme for Financing Projects for Computer
Software Development E‑Commerce
The scope of financial services provided by HSIDC has been enlarge the year keeping in view the ever‑growing needs of industrial sector. The services now being provided include
(1) Term Loan
(2) Equipment Finance
(3) Equipment Leasing
(4) Working Capital Term Loan
(5) Line of Credit
(6) Loan for Commercial Complexes
The following schemes
of HPFC provide financial assistance.
(1) National Equity Fund Scheme
(2) Technology Development &
Modernisation Fund Scheme
(3) Technology Upgradation for Textile
Industries
(4) Working Capital Term Loan
(5) Transport Loan Schemes
(6) Credit Linked Capital Subsidy Scheme
Himachal Pradesh State Industrial
Development Corporation Ltd.
HPSIDC is the major State Level Financial Institution and provide term loans for industrial projects. The important schemes are
1) Long‑term loans
2) Bridge Loans
3) Equipment Finance
J&K State Industrial
Development Corporation offers following financial services in the State.
(1) Enters into joint ventures with private companies with an arrangement to sell off its shares to the partner over an agreed period.
(2) Equity Assistance
(3) Seed Capital Assistance
(4) Underwriting a public issue
The following schemes
of the Karnataka State Financial Corporation operation at present
(1) Technicians Scheme
(2) Seed Capital Scheme
(3) Special Capital Scheme
(4) Composite Loan Scheme
(5) Scheme for educated unemployed
(6) Finance to Tourism related facilities
·
General Scheme for SSI Units
·
General Scheme for MSI Units
·
Single Window Scheme
·
National Equity Fund (NEF) Scheme
·
Finance to Hospitals and Nursing Homes
·
Scheme for Assistance for Veterinary Clinics
·
Scheme for Financing Activities relating to
Marketing of SSI Products.
·
Scheme for Assistance to Information Technology
and Software development Sector.
·
Scheme for Assistance for Pharmacies.
·
Scheme for Assistance for Mobile Catering.
·
Scheme for Assistance to Tourism Related
Activities.
·
Finance to Hotels, Motels and Tourism
·
Scheme for Acquisition of Computers
·
Scheme for Acquisition of Generator Sets
·
Transport Loan Scheme
·
Scheme for Qualified Professionals
·
Working Capital Finance
·
Short Term Loans
·
ISI 9002 Service Certification Assistance
Scheme for SSI Units.
·
Technology Development and Modernisation
·
Transport Loan Scheme
·
Shopping Complex/Commercial Complex
·
Community Hall/Kalyanamandaparn
·
Tourism Scheme for Modernisation and
Upgradation
·
Scheme for Funding for Acquisition of existing
assets
·
Short Term loan for TV Serial Production
·
Financial Assistance for Infrastructure Projects
·
Scheme for Modernisation and Upgradation of
Hospitals, Clinics, Diagnostic Centres and Health Clubs
·
Financial Assistance for Marketing of SSI
Products.
·
Credit Linked Capital Subsidy Scheme for
Technology Upgradation of Small Scale Industries.
·
Technology Development and Modernization
·
Guidelines for Special Share Capital
·
Scheme for ISO 9000 Series Certification
·
Equipment Leasing Scheme
·
Hire Purchase Scheme
·
Working Capital Term Loan Scheme
·
Scheme for Assistance for Market Research
Advertisement, Product Launching, participation in Trade / Fairs Exhibition
etc.
·
Bill Discounting Scheme
·
Access (Short Loan Scheme).
MPSFC provides assistance under its following schemes
(1) Term
loan for the purpose of creation of fixed assets (such as land, factory
building, plant and machinery, electrical, etc.), modernisation diversification,
expansion and/or replacement of equipments in existing units.
(2) Equipment finance for
acquiring identifiable and new items of plant and machinery, equipments etc.
(3) Asset
credit for purchase of equipments; for the purpose of expansion modernisation,
diversification, and/or for the replacement of the equipments.
(4) Short term loan to meet
short-term requirement of funds for work capital purposes.
(5) Working capital loan to
put finance long term/medium. term work capital requirements of the industrial
units.
(6) Electro‑medical
equipments finance scheme.
(7) Hospital finance for
establishment of new hospital/nursing home
(8) Finance for
professionals.
(9) H.P. Portfolio
management for providing hire purchase loans against motor vehicles.
(10) Loan replenishment for purchase of further machineries and extension of factory building for the existing line of activity.
(11) DG Set Finance.
(12) Finance for Marketing activities.
(13) Equity participation.
(14) Soft loan
(15) Composite Loan for procurement of
equipments, or working capital, or both.
(16) Closed Units purchase.
(17) Commercial complex
(18) Fast track scheme in the form of small
loans to service units or Small Industrial Establishments.
(19) IT Venture Capital Scheme.
(20) Credit Linked Capital Subsidy for SSI.
The following schemes
are operated by the Maharashtra State Financial Corporation
(1) General Loan Scheme
(2) Equipment Finance Scheme
(3) Scheme for Assistance to Medical
Practitioners
(4) Development Finance Scheme
(5) Scheme for Modernisation
(6) Term Loan in lieu of Central
Subsidy/State Subsidy
(7) Bridge Loan
Orissa State
Financial Corporation (OSFC) provides loan assistance to the tiny, small and
medium scale industrial concerns under following schemes:
1. Professional Scheme for qualified professionals in Management, Accountancy, Engineering, Architecture, Medicine, etc.
2. New Scheme for
- commercial complexes, show rooms and
sales outlets independent of Hotel business.
- establishment of departmental stores,
shopping malls and tourist homes.
3. Special schemes for ‑
- Employment
-
Hotel
-
Hire Purchase
-
Poultry
-
Medical
-
Ex‑servicemen
-
Quality Control
-
Lease Finance
-
Equity Fund
-
Tourism
-
Women
-
Single Window Scheme for Tiny and Small units
-
Equipment Finance.
The Punjab Financial Corporation provides loan on easy terms and condition to new as well as existing concerns for acquisition of capital assets in the form of land, building, plant and machinery through its following schemes.
(1) General Loan Scheme
(2) Scheme for Technololgy Development
Modernisation
(3) Loans to transport industries
(4) Composite Loan Scheme
(5) Assistance to Scheduled Castes/Scheduled
Tribes entrepreneurs
(6) Single window scheme for financing of
fixed assets and working capital to tiny and SSI Units.
(7) Mahila Udyam Nidhi Scheme
(8) National Equity Fund Scheme
(9) Scheme for Acquisition of ISO 9000 Series
(10) Scheme for Textile Industry under
Technology Upgradation
(11) Quick Finance Scheme
(12) Scheme for Short Term Assistance
(13) Scheme for Financing Commercial Complexes
(14) Scheme for Financing Workhouses/Plinths
(15) Scheme for Assistance to Information
Technology & Software Development Sector.
(16) PFC ‑ Line of Credit Scheme.
The following schemes
of financial assistance are available at the Rajasthan Financial Corporation.
(1) Term Loan Scheme
(2) Scheme for Medical Practitioners
(3) Tourism Related Activities
(4) Composite Loan Scheme
(5) Single Window Scheme
(6) National Equity Fund
(7) Qualified Professionals
(8) Transport Loan
(9) Technology Upgradation Fund Scheme (TUF)
for Textile Indus
(10) Scheme for Technology Development &
Modernisation (RTDM)
(11) Scheme for Certification of ISO 9000
(12) Construction of Commercial Complexes,
Shopping Malls and Sales Outlets.
(13) Information Technology Scheme
(14) Scheme for Mining Activities
(15) Working Capital Bridge Loan Scheme
(16) Assets Financing Scheme
(17)
Fast Track Loan Scheme
(18)
Scheme for Financial Assistance to Industrial concerns
involve Commercial Construction Activities for Development of Reside
Houses/Flats/Housing Complex.
(19)
Scheme for working capital term loan with the
facility of deposit and withdrawal through pass book.
(20) Scheme for financing against assets.
(21) Others
(a)
Scheme for Dhaba
(b)
Scheme for Financial Activities Relating to
Marketing of Products
(c)
Assistance to Units intending to Switch‑over
their Loan Accounts, from Banks and other financial institutions to RFC.
TIIC provides long and medium term financial assistance under following
schemes
(1) Term Loan
(2)
Term Loan and Working Capital Assistance under
the Single Window Scheme.
(3)
Lease Financing for Machinery/Equipments.
(4)
Hire Purchase Financing for
Machinery/Equipments.
(5)
Merchant Banking & Other Financial
Services.
(6)
Soft Loan.
The UPFC provides
financial assistance through its following scheme
(1) Composite Loan Scheme
(2) Handloom Weavers Loan Scheme.
|
1. Andhra Pradesh State Financial Corporation, 5‑9194, Chirag Ali Lane P.B. No. 165. |
9.
Karnataka State Financial Corporation Sankaranarayna Building (5th Floor) 25, Mahatma Gandhi Road Bangalore‑560 001 |
|
2. Assam Financial
Corporation Vittiya Bhawan, Paltan Bazar, Guwahati-781 008 |
10. Kerala Financial Corporation Vellayambalam Thiruvananthapuram 695 033 |
|
3. Bihar State Financial
Corporation Frazer Road Patna-800 001 |
11. Madhya Pradesh Financial Corporation Finance House Bombay‑Agra Road Indore‑452 001. |
|
4. Delhi Financial Corporation Saraswati Bhawan 'E' Block Connaught Place New Delhi‑
110001. |
12. Maharashtra State Financial Corporation New Exercelsior Building (7th, 8th & 9th Floor) Arnrit Keshav Nayak Marg Mumbai‑400 001 |
|
5. Haryana Financial
Corporation Bays Nos. 17, 18 and
19 Sector 17A, (Opp. LIC Building) Chandigarh‑160
017. |
13.
Orissa State Financial Corporation OMP Square Cuttack‑753 003. |
|
6. Gujarat State Financial
Services Ltd. 62, 6th Floor, City Centre, Near Swastik Char
Rasta, Navrangpura, Ahmedabad. |
14. Punjab Financial Corporation S.C.O. 95‑98, Bank Square, Sector 17‑B, Chandigarh‑160 017 |
|
7. Hirnachal Pradesh
Financial Corporation New Himrus Bldg., Circular Road, Simla‑ 171 001 |
15. Rajasthan Financial
Corporation Udyog Bhavan, Tilak Marg, C‑Scheme, Jaipur‑302 005. |
|
8. Jammu & Kashmir State
Financial Corporation, (June‑November): SFC House, DurgaNag, Srinagar. (December‑May); Augaf Building, VirmargJammu‑180
001. |
16. Tamil Nadu Industrial Investment Corporation Limited, Old No. 16C, New No. 37C, II Floor Whites Road, Chennai 600 014. |
|
18. West Bengal Financial Corpn. 4 Kiran Sankar Roy Road Calcutta 700 100 |
17. Uttar Pradesh Financial Corpn. 14/88 Civil Lines, Kanpur‑208 001 |
1.
Andhra Pradesh Industrial Development
Corporation Ltd. Parishrama Bhawan, 5‑9‑58/13, Fateh Maidan Road
Hyderabad‑500 004.
2.
Arunachal Pradesh Industrial Development and
Financial Corporation Ltd. C‑Sector, Itanagar‑791 111.
3.
Assam Industrial Development Corporation Ltd.
RGB Ro, Guwahati‑781 024.
4.
Bihar State Credit and Investment Corporation
Ltd. Jeewan Jyoti Bhawan, S.P. Verma Road, Patna‑800 001.
5.
EDC Ltd. Dr. Atmaram Borkar Road, Panaji, Goa
403 001.
6.
Gujarat Industrial Development Corporation Ltd.
Udyog Bhawan, 4th Floor, Block No. 3, Sector 11, Gandhinagar‑382 011.
7.
Haryana State Industrial Development
Corporation Ltd. Plot No. 13 -14, Sector 6, Panchkula‑ 134 109.
8.
Himachal Pradesh State Industrial Development
Corporation Ltd New Hirnrus Bldg., Circular Road, Simla‑ 171001.
9.
Industrial Promotion and Investment Corporation
of Orissa Ltd. 3A Satya Nagar, Bhubaneshwar‑751 007.
10.
Jammu and Kashmir State Industrial Development
Corporation Ltd., Drabu House, Rambagh,
Srinagar, J&K-90 001, Shere Kashmir Bhavan, Vir Marg, Jammu, J&K‑
180 00 1.
11.
Karnataka State Industrial Investment and
Development Corporation Ltd. Hari Niwas, 36 Cunningham Road, Bangalor6560 052.
12.
Kerala State Industrial Development Corporation
Ltd. TC 10/402 Keston Road, Kawadiar, Trivandrum‑695 003
13.
Madhya Pradesh Audyogik Vikas Nigarn Ltd. 2nd
Floor, Panchaman Bhawan, Malviya Nagar, Bhopal 402 003.
14.
Maharashtra Industrial Development Corporation.
Udyog Sarathi, Mahakali Sarathi, Mahakali Caves Road, Andheri (E), Mumbai 400
09
15.
Meghalaya Industrial Corporation Ltd. Meghalaya
Additional Secretariat Building, Third Floor, Room No. 413, P.B. No. 9,
Shillonj
16.
Mizoram Small Industrial Development
Corporation Ltd. Aizawl.
17.
Nagaland Industrial Development Corporation
Ltd. P.B. No. Dimapur‑797 119.
18.
Pondicherry
Industrial Promotion Development and Investment Corporation Ltd. 38, Romain
Rolland Street. Pondicherry‑605 001
19.
Punjab State Industrial Development Corporation
Ltd. Udyog Bhavan 18, Himalaya Marg, Sector 17, Chandigarh‑160 017.
20.
Prodeshiya Industrial and Investment
Corporation of Uttar Pradesh Ltd. Jawahar Bhawan, Ashok Marg, Lucknow 226 001.
21.
Rajasthan State Industrial and Mineral
Development Corporation Ltd. Udyog Bbawan, Tilak Marg, C‑$cheme, Jaipur
302 005.
22.
Sikkim Industrial Development and Investment
Corporation Ltd Gangtok, Sikkim.
23.
Tamil Nadu Industrial Development Corpn. Ltd.
19‑A, Rukman Lakshmipathy Salai, Egmore, Chennai‑600 008.
24.
Tripura Industrial Corporation Ltd. Agartala.
25.
West Bengal Industrial Development Corporation
Ltd. 23A, Netaji Subhash Marg, Calcutta‑700
001.